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My Real Cost

One honest number British first-time buyers should know before they bid. Built off FCA affordability rules, your current AIP rate, and what a UK home actually costs you over thirty years.

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£60,000
Cash + Help-to-Buy + gifts
£55,000/yr
None
3.85%
Your bank's approval-in-principle rate
30 years
Buyer type
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This calculator is informational and not financial advice. Always verify with your lender. lovinahome doesn't take a fee for showing you this number.

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